Your Home. Your Equity. Your Options.

Turn Your Home Equity Into Financial Flexibility

Explore your reverse mortgage options with personalized guidance from a Texas reverse mortgage specialist.

Texas Licensed | Texas License #217482

Personal Guidance • Clear Communication • Reverse Mortgage Expertise

A mature Texas couple standing together in the living room of their home

You aren't just another application.

You're having a conversation with someone who takes the time to understand your situation.

Reverse Mortgage Specialists

Focused exclusively on reverse mortgages.

Personal Guidance

Work directly with someone who takes time to understand your situation.

Clear Communication

Straightforward explanations without unnecessary financial jargon.

Texas Focused

Serving homeowners throughout Texas.

Your Home Can Do More For You

You've Built Equity. Now Explore What It Can Do For You.

Your home may represent one of your largest financial assets. A reverse mortgage may allow eligible homeowners to access that equity while continuing to live in their home.

Supplement Retirement Income

Create additional financial flexibility during retirement.

Pay Off an Existing Mortgage

Explore options for addressing an existing home loan.

Home Improvements

Use available equity for improvements and repairs.

Medical & Unexpected Expenses

Help manage significant expenses.

Long-Term Financial Planning

Explore how home equity may fit into your broader financial strategy.

Investment & Financial Opportunities

Explore potential ways to use available funds based on your individual financial situation.

Availability, amounts, and uses of proceeds vary by homeowner and are subject to eligibility and program requirements. Nothing here is a promise, guarantee, or commitment to lend.

Personal Guidance

A Reverse Mortgage Is Personal. Your Guidance Should Be Too.

Chasewood Financial is different because the communication is personal. The owner speaks with you directly, listens to your circumstances, and explains your options — not a call center, not a queue.

Talk to a Real Person

You won't feel like you're navigating the process alone.

Understand Before You Decide

Every option is explained clearly so you understand what you're considering.

A Conversation Built Around You

Your home, financial situation, goals, income and expenses all matter.

Questions Are Welcome

Whether you have questions about the process, your loan, or how it may affect your family, Chasewood Financial is here to explain.

Reverse Mortgage Calculator

How Much Could Your Home Equity Provide?

Get an initial estimate of the reverse mortgage options that may be available based on your situation.

Estimate Your Options

Your estimate

Enter your details to see an initial estimate

Results are educational only. Actual amounts depend on age, property value, program limits, interest rates, existing liens, and eligibility requirements.

This is an estimate for educational purposes only. It is not a loan commitment, approval, offer to lend, or guarantee of any amount. Available options are subject to eligibility, counseling, property qualification, and program requirements.

Want to Understand Your Actual Options?

Schedule a consultation with Chasewood Financial.

Schedule a Consultation

How Reverse Mortgages Work

Reverse Mortgages, Explained Simply

01

Start With a Conversation

Schedule a consultation online or contact Chasewood Financial directly.

02

We Understand Your Situation

Discuss your home, mortgage, income, expenses and financial goals.

03

Explore Your Options

Review the reverse mortgage options that may fit your situation.

04

Complete Your Application

Once you understand your options and decide to proceed, complete the application.

05

Move Toward Closing

Receive guidance through the remaining steps of the process.

See the full process

Reverse Mortgage Options

Reverse Mortgage Options for Different Financial Needs

FHA-insured

HECM Reverse Mortgage

A Home Equity Conversion Mortgage is the FHA-insured reverse mortgage. Eligible homeowners may access a portion of their home equity while continuing to live in the home, with no monthly mortgage payment required as long as loan terms are met. Independent counseling is required, which is one of the program's consumer protections.

High-balance HECM options

Where eligible, Chasewood Financial can offer high-balance HECM options potentially up to $4 million, subject to program requirements and qualifications. Amounts are not guaranteed.

Private programs

Proprietary / Jumbo Reverse Mortgage

Proprietary reverse mortgage programs are offered by private lenders rather than insured by FHA. They may provide options for homeowners with higher-value properties who may not fit within standard HECM limits. Some proprietary programs may be available to homeowners beginning at age 55.

Terms, costs, and eligibility differ by lender and program. We'll walk through the practical differences so you can compare them clearly.

Explore Your Options

Program availability, loan limits, and terms are subject to change and to eligibility, credit, property, and program requirements. This is not a loan commitment or an offer to lend. Not from HUD or FHA and not approved by HUD or any government agency.

An adult daughter talking with her parents at their kitchen table

Family & Inheritance

What Does a Reverse Mortgage Mean for My Children?

One of the most common concerns homeowners have is how a reverse mortgage may affect their children, their home and their inheritance.

Those questions deserve a clear conversation — not a brochure. We'll explain how the loan works, when it becomes due, and what options heirs typically have.

Bring Your Family Into the Conversation

If children have questions, Chasewood Financial can help explain how the reverse mortgage works and what it may mean for the homeowner and their heirs.

Have Questions? Let's Talk

Who Is a Reverse Mortgage For?

Could a Reverse Mortgage Be
Right for You?

Are you 55+?

Do you own your home?

Have you built significant equity?

Are you looking for greater financial flexibility?

Do you have an existing mortgage?

Are you planning for retirement or future expenses?

Let's Talk About Your Situation

Answering yes to these questions does not automatically mean you qualify. Eligibility depends on a full review of your home, equity, obligations, and program requirements.

Schedule a Consultation

Why Chasewood Financial?

Why Homeowners Choose Chasewood

Personal Communication

Direct communication instead of feeling like another number.

Clear Guidance

Complex financial concepts explained in straightforward language.

Reverse Mortgage Focus

Chasewood Financial specializes specifically in reverse mortgages.

Texas Expertise

Focused on homeowners throughout Texas.

Education First

The goal is to help homeowners understand their options before making a decision.

Family-Friendly Conversations

Questions from spouses and adult children are welcome.

Testimonials

What Homeowners Are Saying

This section is reserved for verified testimonials provided by Chasewood Financial. Real homeowner comments, first name or initial, and optional city will be published here once supplied and approved.

Client-supplied testimonial 1 will appear here, with the homeowner's first name or initial, optional city, and a star rating where compliant.

Awaiting client content

Client-supplied testimonial 2 will appear here, with the homeowner's first name or initial, optional city, and a star rating where compliant.

Awaiting client content

Client-supplied testimonial 3 will appear here, with the homeowner's first name or initial, optional city, and a star rating where compliant.

Awaiting client content

See How Chasewood Can Help You

FAQs

Questions Homeowners Ask Most

A reverse mortgage is a loan that allows eligible homeowners to convert a portion of their home equity into funds while continuing to live in the home, typically without a required monthly mortgage payment.

Instead of making monthly payments to a lender, the lender pays the homeowner (as a lump sum, line of credit, or monthly payments), and the loan balance grows over time until it becomes due.

Eligibility generally depends on age, home equity, property type, and financial obligations. A full review of your situation is required to determine actual qualification.

Any existing mortgage balance is typically paid off as part of the reverse mortgage process using loan proceeds.

Yes, as long as the home remains your primary residence and loan terms — such as maintaining taxes, insurance, and upkeep — continue to be met.

Yes. You retain the title to your home. The lender places a lien on the property, similar to a traditional mortgage.

No, not while the loan terms are being met. The loan generally becomes due when the home is sold, no longer the primary residence, or upon other qualifying events.

Heirs typically have options to repay the loan and keep the home, sell the home to satisfy the balance, or walk away without personal liability beyond the home's value.
Read all FAQs

Get Your Free Reverse Mortgage Estimate

Share a few details and we'll follow up with an initial, no-obligation review.

Submitting this form does not create a loan application or commitment. Options are subject to eligibility and program requirements.

Let's Talk About What Your Home Equity Could Mean for You.

Every homeowner's situation is different. Start with a conversation and get clear answers about your options.